VNB Tiered Money Market Savings

The VNB Tiered Money Market Savings Account lets you take advantage of higher rates than traditional savings accounts while giving you easy access to your money when you need it. Best of all, higher savings balances are rewarded with higher, tiered rates so your money grows.

  • Key Benefits
    • Low minimum opening balance of $2,000
    • No service fee if you maintain an average daily collected balance of $10,000 per month
    • Free Valley Visa® Debit Card
    • Free online and mobile banking with mobile deposit
    • A maintenance charge of $25 will be imposed each monthly statement cycle if the average daily collected balance for the monthly statement cycle falls below $10,000.
    • Unlimited deposits and in-person withdrawals
    • FDIC insured up to $250,000
  • NY & NJ Rates
    Min Balance Max Balance Rate APY
    $0 $4,999 0.15% 0.15%
    $5,000 $24,999 0.25% 0.25%
    $25,000 $49,999 0.35% 0.35%
    $50,000 $99,999 0.55% 0.55%
    $100,000 $499,999 0.65% 0.65%
    $500,000 $1,499,999 1.70% 1.70%
    $1,500,000 $2,499,999 1.20% 1.20%
    $2,500,000 $4,999,999 1.20% 1.20%
    $5,000,000 $9,999,999 1.20% 1.20%
  • FL & AL Rates
    Min Balance Max Balance Rate APY
    $0 $2,499 0.00% 0.00%
    $2,500 $9,999 0.14% 0.14%
    $10,000 $24,999 0.17% 0.17%
    $25,000 $49,999 0.22% 0.22%
    $50,000 $99,999 0.26% 0.26%
    $100,000 $499,999 0.32% 0.32%
    $500,000 & above 0.35% 0.35%

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  • Disclosures

    $3 monthly fee for paper statements for accounts opened online.  Fees could reduce earnings on account.  See our schedule of fees for additional consumer account information.