Why Refinance?

Because your home is worth it. Depending on your goals and the terms of your current mortgage, refinancing can help you lower your monthly payments, shorten the term of your loan or even put money back in your pocket. Whether your current mortgage is with us or another lender, our Home Loan Consultants will help you determine if refinancing is a smart option for you.

  • Key Benefits
    • Reduce your monthly payment by lowering your interest rate
    • Pay off your mortgage faster with a shorter-term loan
    • Get cash back to use as you please while keeping the same monthly payments
    • Have a predictable monthly payment by switching to a fixed rate loan (if you currently have an adjustable rate mortgage)
  • Disclosures

    Rates and APRs are valid as of 5/23/2018 and are subject to change without notice. As of 5/23/2018, a sample $100,000, 15 year fixed-rate conforming mortgage APR is 3.573% with a monthly payment of $7.15 per thousand. APRs are subject to change. Estimated monthly payment does not include taxes and insurance premiums, and the actual monthly payment will be greater. Program is available in New Jersey and eastern Pennsylvania for single family, owner occupied homes and Valley approved condominiums with a minimum loan amount of $100,000 and a maximum of $1,000,000, and for 2-4 family, owner-occupied homes with a minimum loan amount of $100,000 and a maximum equal to conforming loan limits. Mortgage must be in first lien position. Co-ops and investment properties are not eligible for this program. Other programs are available for other loan amounts and properties. Approved applicants will be responsible at closing for funding interim interest and an escrow account for property taxes and insurances. Cannot be combined with other offers. Subject to credit approval. Additional terms and conditions apply.

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When to refinance your mortgage
CASE STUDY

When to refinance your mortgage

Have you thought about refinancing your mortgage? Refinancing can provide many benefits, including potentially lowering your monthly payment and...

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